Digital assets for business banking
Most banks have no digital asset products live for business clients yet. TreasurUp connects your custody, exchange and issuance providers to your core banking systems, so clients use stablecoins, tokenized deposits and tokenized money market funds inside the channel they already trust.
Playbook · PDF 16 pages · from infrastructure to live use casesBank accounts and stablecoin wallets, in one view
Illustrative demo data
A solution provider working for business banking teams at
Where programmes stall
Onboarding a provider is straightforward. Converting that infrastructure into use cases clients actually use is where progress stops. The bottleneck has three sides.
Built for scheduled, file-based processing, not the real-time transaction flow digital asset infrastructure produces. Native support is a three to five year transition.
Built for real-time, blockchain-native operation. Complex integration with core systems, order managers and payments hubs is not in its catalogue.
Fintechs release every 2 to 4 weeks. Traditional banks take 4 to 6 months, and are around 40% less productive than digital natives (McKinsey, 2025).
What the research says
63%
of corporates will lean on their traditional banking partners for stablecoin capabilities.
EY-Parthenon, 2025
56%
of corporates prefer access through embedded APIs in their current treasury platforms.
EY-Parthenon, 2025
5%
of financial institutions plan to build all stablecoin capabilities themselves.
EY-Parthenon, 2025
83%
of UK banking leaders call stablecoins important to their growth strategy in the next 3 to 5 years.
KPMG UK, 2026
Sources: EY-Parthenon, Stablecoins: adoption, optimism and regulatory clarity (2025, n=350). KPMG UK, Financial Services Sentiment Survey (June 2026, n=150).
Five use case families, one orchestration layer
Every use case runs white-labeled inside your business banking channel. Each next one starts from what is already live.
1Start with one
See and store
Wallet balances next to fiat accounts: one consolidated view of liquidity, in fiat and digital assets.
Enter and exit
Simple, compliant entry and exit points between fiat and digital assets, from the bank.
2Extend on the same layer
Move
Sweeping, funding and target balancing, including 24/7 on-chain intra-group cash sweeping.
Optimize
Money market funds and tokenized money market funds, so idle cash earns yield without leaving the bank.
Convert
Stablecoin-to-stablecoin and stablecoin-to-fiat, for frictionless movement between money types.
Inside the channel, not beside it
A separate widget
Inside your channel, with TreasurUp
Digital assets playbook · PDF
Get the PDF
Sixteen pages, six chapters. Leave your details and the playbook opens straight away in a new tab.
From provider to live use case
The integration layer connects your chosen providers, such as Fireblocks, BVNK or Circle, and your core banking systems through the TreasurUp connection centre.
Business rules and compliance logic define how and when money is allowed to move, per entity, currency and money type.
The client-facing layer goes into your business banking portal and APIs, with an admin and operations portal for your staff.
Go live with one use case first, then extend across the five families on the same orchestration layer.
Ready to scope
A brief conversation with our consultants: which use case family to launch first, and what the integration surface looks like.
Your architecture, payments and digital channel teams in one room, mapping the first use case to your stack.
A working first use case in your test environment or with pilot clients, before any long programme starts.
FAQ
No. TreasurUp connects to providers such as Fireblocks, BVNK or Circle rather than replacing them. It is the orchestration layer between that infrastructure and your core banking systems and client channels, and because it is pre-connected to multiple providers, you avoid single-vendor lock-in.
Because the infrastructure is not the hard part. Connecting it to your core banking systems and business banking portal in a compliant, bank-branded way is what turns infrastructure into a use case clients adopt. Building that layer in-house is possible, but it takes years most banks do not have.
No. Every use case runs inside your business banking portal, your APIs and your mobile channel, under your brand. Wallet balances appear next to fiat accounts and conversions run in the same environment as payments.
Three to nine months, against 48 to 60 months for comparable in-house builds (Deloitte, 2025), because the orchestration engine, compliance logic and provider integrations already exist. Launch one use case first, wallet visibility or on-ramp and off-ramp are common starting points, then extend across the five families on the same orchestration layer.