Many companies are not efficiently deploying excess liquidity that exists across their accounts. Auto-generated triggers for identifying excess liquidity and subsequent options for monetization.
Challenges for many companies
Many companies have excess liquidity being idle for too long.
The moment somebody points them at yield optimization they might move the liquidity out of the bank if the suggestion was not coming from a banker.
Most banks do not offer self-service automated sweeps into overnight deposits or MMF.
Company has never considered an investment policy until a first risk materializes.
Difficult with a bank to construct an investment portfolio and execute in one go (different desks).
Most platforms do not offer extensive portfolio management tools.
Complex with mainly downsiderisk
Error-prone
Time consuming
Lack of a clearly defined hedging policy
Limited involvement
Issues arise
What if your bank could offer
Multi product platform: deposits, commercial paper, bonds, repos
Product comparison tools
Investment policy wizard
Cash flow forecasting integration
Portfolio management
Automation of sweeping towards deposits or MMF
Value to your bank
Increase in deposits flow
Decrease in money leaving the bank
Balance sheet optimization possibilities
Market share increase (almost no bank has this)
Client satisfaction and retention (clients being offered a logical solution set instead of the bank preferring idle money - non-interest bearing)
Want to know more about our Excess Liquidity solution?
Learn more about our Excess Liquidity module and the impact it can have on your business clients potential and user satisfaction?
