Cash Visibility & Target Balancing

Cash visibility provides your business clients with real-time, multi bank, multi currency and multi entity account balance and transaction information. It uses your cash management premium API, PSD2 / Open Banking APIs or MT940 to gather the data.

Challenges for
many companies

No insights into developments of cash balances.
No possibilities to assess the possible impact of exchange rates changes on total liquidity.
Difficult to obtain insights into liquidity held at other banks the company works with.
No historical analysis available of cash balances.
Difficult to search for development in certain payables or receivables categories.
No possibilities to automatically manage liquidity levels per bank account (sweeps and top-ups).

Complex with mainly downsiderisk

Error-prone

Time consuming

Lack of a clearly defined hedging policy

Limited involvement

Issues arise

What if your bank
could offer

Intuitive graphical interface with actual insights in liquidity developments per bank account
Scenario analysis based on exchange rate and volatility changes
Cash in and cash out graphs
Cash balances from other banks included in liquidity views
Auto liquidiy: automatic sweeping and topping up of accounts
Insights per business division, geography, currency etc.

Value to your bank

Primary Bank Positioning

Being perceived as primary bank for a company (liquidity orchestrator)

First Touchpoint Advantage

Company has most touch points with your bank as most journeys start with liquidity insights

Accelerated Payments & FX Flows

More payments and FX flow due to auto liquidity

Enhanced Client Creditworthiness

Comapny clients better managing liquidity and through that becoming more professional (impact on credit rating)

Interested in our Cash Visibility & Target Balancing solution?

Do you want to have a brief demo or want to discuss how we use and experience Open Banking (PSD2 directive)?