Remco Voormolen, Relationship Manager at TreasurUp, is at MERGE Madrid 2026 on 28 and 29 October, at the Palacio de Cibeles. He is there for one conversation with banks: why so few digital asset programmes have reached business clients, and what it takes to launch a first use case inside the bank’s own channel.
This article covers why we are going to MERGE Madrid 2026, where programmes get stuck once the provider is chosen, which use cases TreasurUp connects for business clients and how long a first launch takes. At the end, you will find how to book time with Remco in Madrid.
In brief
A chosen provider is not a live product. Across the banks we talk to, the infrastructure is often in place while business clients still have nothing to use. The missing piece is integration with core banking systems and business banking channels. TreasurUp’s orchestration layer closes it, and a first use case can go live in 3 to 9 months.
Why we are at MERGE Madrid 2026
MERGE Madrid is an institutional crypto, blockchain and Web3 conference that connects Europe and Latin America, with banks, regulators and the digital asset industry on the programme. That mix is why we go. The providers that run the infrastructure and the banks that hold the business client relationship are in the same building for two days.
The main congress runs on 28 and 29 October at the Palacio de Cibeles, after an Institutional Summit at the Bolsa de Madrid on 27 October, according to the MERGE Madrid 2026 event page. Remco is at the congress on both days.
Where digital asset programmes stop after the provider is chosen
Selecting a custody, exchange or issuance provider is the easier half of a digital asset programme. The harder half is linking it to everything the bank already runs: accounts, payments, ledgers and the portal where business clients already manage their money.
Most core banking systems are not yet ready for stablecoins or tokenised deposits. Digital asset providers cover their own stack end to end, but none of them connects it to a bank’s core systems and business banking portal. Because the gap belongs to no single vendor, it tends to stay open.
Fintechs and neobanks do not wait for it to close. Their digital asset services for business clients are live today, and every client they win there is a daily relationship the bank did not have to lose.
What TreasurUp connects, and what your business clients see
TreasurUp is the orchestration layer between digital asset infrastructure and your core banking systems. We connect to the provider you have chosen rather than replacing it, and every use case runs white-labelled inside your business banking portal, APIs and mobile channel.
| Use case | What the business client gets in the bank’s channel |
| Wallet visibility | Digital asset wallet balances next to fiat accounts, in one consolidated view |
| 24/7 on-chain intra-group cash sweeping | Sweeping between group entities around the clock, so cash does not sit trapped |
| Yield on idle cash | Access to money market funds and tokenised money market funds, without leaving the bank |
| Conversion | Stablecoin-to-stablecoin and stablecoin-to-fiat conversion |
| On-ramp and off-ramp | Compliant entry and exit points between fiat and digital assets |
Where agents prepare a sweep or a conversion, an approval gate sits between the proposal and its execution. Business rules and compliance logic in the orchestration layer decide how and when money is allowed to move.
How long a first digital asset use case takes
A first use case can go live in 3 to 9 months, against 48 to 60 months for a comparable in-house build. The orchestration engine, compliance logic and provider integrations already exist, so the work is connecting and configuring rather than building from scratch.
The practical sequence is one use case first. The usual first step is wallet visibility or the on-ramp and off-ramp, and every use case after it builds on what is already running in the channel. The digital assets solution runs on the same composable services as TreasurUp’s FX, liquidity and cross-border payments solutions.
TreasurUp has been building for banks, and only banks, since 2016. We are live at 9+ European banks, including Nordea, Rabobank, KBC, SEB, Handelsbanken, LBBW and OLB, and banks rate working with TreasurUp 8.9 out of 10 (TreasurUp Bank Satisfaction Survey, 2025).
Questions banks ask us before MERGE Madrid 2026
Does TreasurUp replace our custody or exchange provider?
No. TreasurUp connects to the custody, exchange and issuance providers a bank chooses and sits between that infrastructure and the bank’s core banking systems and channels. Because TreasurUp is pre-connected to multiple providers, the bank also avoids lock-in to a single vendor.
Do business clients need a separate app or wallet?
No. Each use case runs in the channels business clients already use, the business banking portal, APIs and mobile, under the bank’s brand. Wallet balances sit next to fiat accounts, and bank staff manage the service through a bank-side admin and operations portal.
Where can I meet TreasurUp at MERGE Madrid 2026?
Remco Voormolen, Relationship Manager, is at the main congress at the Palacio de Cibeles on 28 and 29 October. Send him a message on LinkedIn or contact our team through the website, and we will find a time that fits your agenda at the event.
Meet Remco in Madrid
If you work on digital assets in business banking, Remco would like to meet you at MERGE Madrid. Send Remco a message on LinkedIn or contact our team to set up a meeting.
Not in Madrid this week? See which use case to launch first, and request a walkthrough with our digital assets team.
Curious where the agent should sit at your bank?
Book a meeting