Karol Fels, Relationship Manager at TreasurUp, is at Warsaw Finance Week 2026 from 3 to 5 November. Two of the event’s six themes are digital assets and tokenisation, and AI and data in finance. Both reach business clients the same way: through their bank’s own business banking channel, or through someone else’s.
This article covers why we are at Warsaw Finance Week 2026, what we want to discuss with banks on digital assets and on AI, and how to set up a meeting with Karol in Warsaw.
In brief
Warsaw Finance Week 2026 brings finance, technology and public-sector leaders to Warsaw from 3 to 5 November, with the Future Finance Summit on 4 November. TreasurUp is there to talk with business banks about putting digital asset use cases and approval-gated AI agents live inside their own channels.
Why we are at Warsaw Finance Week 2026
Warsaw Finance Week is organised by Future Finance Poland, and its flagship conference, the Future Finance Summit, takes place on 4 November. The programme brings policymakers, financial institutions and innovators together, with delegations from more than 15 countries, according to the Warsaw Finance Week 2026 event page.
The six main themes run from the competitiveness of financial markets to regulation as a growth driver. Two of them sit at the centre of what banks discuss with us: digital assets and tokenisation, and AI and data in finance.
The first theme, the competitiveness of financial markets, is where the discussion at Warsaw Finance Week 2026 becomes practical for business banks. On stage, competitiveness is debated at the level of markets and policy, but business clients experience it one workflow at a time. A finance team that pays suppliers abroad, converts currencies or checks its cash position across several entities uses whichever tool does the job fastest, and that tool is not always the bank’s own portal.
Fintechs and neobanks ship a new release every two to four weeks, while traditional banks typically need four to six months, so the distance grows with every cycle. Each workflow that moves to a third-party tool takes a daily touchpoint away from the bank, even when the accounts stay where they are. Digital assets and AI add to that pressure rather than replace it. A business client that can hold a stablecoin balance or receive an AI-prepared liquidity insight somewhere else has one more reason to work outside its bank. That is why we treat both themes as a channel question before a technology question: the bank that brings them into its own business banking portal, under its own brand and approval workflows, keeps the daily relationship.
Digital assets: from a chosen provider to the business client’s screen
Across the banks we talk to, the provider decision is rarely what holds a digital asset programme back. The work that decides the timeline sits between the provider, the core banking systems and the portal business clients use every day.
TreasurUp builds the orchestration layer for digital assets in business banking. Wallet balances appear next to fiat accounts, conversions run in the same channel as payments, and the bank’s approval workflows apply to both. Banks usually start with one use case, often wallet visibility or the on-ramp and off-ramp, and extend from there. A first use case can go live in 3 to 9 months.
AI in business banking: agents prepare, people decide
AI changes what a relationship manager knows before a client call. Client Pulse reads the behavioural data a business banking channel already produces and turns it into a ranked weekly priority list for relationship managers, with a pre-call briefing per client.
Governance comes first. In agentic business banking, an approval gate sits between every proposal and its execution, and nothing financial, regulatory or accounting-related is executed autonomously, in fiat or in digital assets.
Meet Karol in Warsaw
If you work on digital channels, transaction banking or digital assets at a business bank, Karol would like to meet you at Warsaw Finance Week. Send him a message on LinkedIn or contact our team to find a time.
Missed Karol in Warsaw? Talk to us about digital assets and AI.
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