Cash visibility provides your business clients with real-time, multi bank, multi currency and multi entity account balance and transaction information. It uses your cash management premium API, PSD2 / Open Banking APIs or MT940 to gather the data.
Limited insights on current cash positions, per bank, per entity and per currency
Difficult to identify the main cash flow drivers (sources of significant cash flow in/out)
Difficult to manage optimal balances across multiple currency accounts
What would happen with the cash positions if a certain currency fluctuation would occur?
Manual collation of account balance data in Excel
Managing target balances in a structured way
A clear dashboard with all the company's current account balances per currency
Real time account balance and transaction information from accounts held at other banks (Open Banking)
Different aggregation views with consolidated or entity specific balances
Scenario planning: impact on cash balances based on current volatility or different currency fluctuation scenarios
Underlying transaction information per cash flow driver anduto-categorization of transactions
Automatic target balancing per account based on predefined settings
Business clients that prefer your bank's portal as it provides them with complete cash insights.
More accurate credit decisioning from improved client liquidity management
Increase of FX and Deposit flow enabled by integrated journeys (e.g. FX, Cross Currency Target Balancing, Excess Liquidity modules)
The following related modules will enhance your company user's experience of Cash Visibility & Target Balancing
Do you want to have a brief demo or want to discuss how we use and experience Open Banking (PSD2 directive)?
